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Lending API for Banks

Automated Land Title Search System
Book a Demonstration

Lending API for Banks

Automated Land Title Searching
Book a Demonstration
Many banking leaders and procurements teams are fast realising the benefits that an API integration can offer. When it comes to sourcing online information about people and property, an API solution should make the handling of home loan applications a simpler and more secure process.

InfoTrack has developed specific Lending APIs, designed to support banks with:
  • Digitising the lending process,
  • Automating access to land title information,
  • Delivery of results in both PDF and JSON data formats,
  • Populating data in and out of your lending or document workflow systems.
By using InfoTrack’s Lending API integration, you will obtain automated access to title searches from all Australian based Land Title Offices (LTOs) in the fastest possible time with support from our national client services team.

Benefits of Lending API for Banks

Customisation
InfoTrack’s API solution can be customised to your requirements, or you can select our standard Lending API.
Local Storage
As InfoTrack is Australian owned and operated, all our data is hosted domestically. To ensure we provide the strongest encryption standard, data stored is encrypted at rest using AES-256.
Security
InfoTrack operates an ISO31000 Compliance Risk Management Framework, and is ISO27001:2013 (Information Security Management System) and ISO9001:2015 (Quality Management System) certified.
Time-saving
Creates efficiencies as it removes the need to login to web platforms and manually order a title search.
Flexible
Search can be performed by Vol/Folio, Address or Name.
National Service
Consistent national ordering process, that no longer requires state-based knowledge.
Automated Data Population
Results are automatically populated into your nominated field which removes the need for manual re-keying of data.
Notifications
Title Alerts can be ordered to ensure that information is relevant during the lending process and there is no need to perform a costly duplicated search to ‘check’ on the status.
Cost-effective
Reduces the cost of Land Title authority fees due to unnecessary duplication of search.
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Adopt API Lending

See how your firm can benefit from innovative solutions
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How it works

Step 1
InfoTrack provides your bank with the ability to request all title search data from all Land Title registries in Australia via our Lending API integration.
Step 2
The InfoTrack API acts as a software intermediary that allows multiple applications to communicate with each other and can be used by your bank to automate data gathering and operational processes.
Step 3
Custom forms and web pages capture information for loan applications. This information is automatically populated back into your workflow systems.

InfoTrack’s API Title Search

Using InfoTrack’s API, you can initiate a Title search with the following information: 

  • Title Reference (Volume/Folio, Identifier) 
  • Street Address 
  • Lot Plan 
  • Owner Name 
  • ACT Division/Section/Block/Unit 
  • SA Plan/Parcel 
  • WA Register Number 

For each new Title search ordered via the InfoTrack API, your bank can also choose further information and documents associated with the Title including:  

  • Title Type
  • Owner (registered proprietor) details including owner type and percentage of ownership splits
  • Current Dealings, including Caveats/Encumbrances/Easements
  • Registered mortgages and mortgage rankings
  • Parent and Child Titles for Subdivision
  • Accessory Titles (By Street Address where the LTO offers this availability)
  • and mortgage rankings
  • Restrictions
  • Notations